A man doing lunges assisted by a physical therapist

REFERRALS

In the state of Maryland, physical therapists have direct access, which means you do not need a physician’s referral to receive a physical therapy evaluation and treatment if your insurance does not require it. The exception to this rule is Medicare, which requires a script to begin care with a PT. If you have been referred by a provider, please let our staff know, so that with your consent, we can maintain communication with them during your course of care.

If you do not have a referring provider, please inquire with your physical therapist to assist you with connecting with a referring provider if necessary.

Insurance

We are happy to announce that Flourish Physical Therapy and Wellness is now in-network with Medicare, Blue Cross Blue Shield and Aetna! We are also able to process claims for Cigna if your plan includes out of network benefits. For all other insurances, we are happy to provide you with a superbill, that you may submit to your insurance company with the possibility that you will be reimbursed through your out of network benefits. We will collect payment (copay, or full session payment) at the time of service (cash, credit card, check, flexible savings accounts and health savings accounts).

Your insurance may require you to meet your deductible before your copay or coinsurance kicks in. Depending on your plan, your deductible may require you to pay the full amount charged to your insurance for each session. A copay is a set price that you are responsible to pay per session. This price may vary on the type of appointment (an evaluation may be a higher rate than a follow up). A coinsurance is a percentage of the amount billed that you are responsible to pay per session. This price will also vary based on the type of session.

A re-evaluation will be completed monthly, to assure that you are making progress to your goals. This is also required by the Maryland state practice act for physical therapists. This may also effect your copay or coinsurance rate.

If you would like a super bill, please ask at checkout and we will email an itemized bill for those interested in insurance reimbursement to independently submit to your insurance company.

CANCELLATION & MISSED APPOINTMENTS POLICY

In the event that the patient is unable to keep an appointment, please contact us as quickly as possible. We request cancellation or rescheduling 24 hours prior to visits to allow other patients to have access to that treatment time. Visits that are cancelled less than 24 hours prior to the visit time, or are not cancelled at all will be billed $70 due to scheduling inconveniences.

E-mail, phone call, or text are all suitable means to communicate visit cancellation if the message is sent 24 hours prior to the visit start time. In the case of a true medical emergency, the cancellation fee will be waived.

REFUND AND RETURN POLICY

All sales on services are final.